10 Phyllis Drive Mastic Beach, NY 11951

About this home

Welcome to 10 Phyliss Road, a SPACIOUS, Move-in-Ready, 3,033 sq.ft. , 4 Bedroom, 3 Bathroom Home, with a FULLY PERMITTED ACCESSORY APARTMENT, that can be used for extended Family, or for Monthly Rental Income, as currently the separate Accessory Apartment provides ($2,450) of monthly rental income with a reliable, steady tenant of 4+ years; this income can cover more than half of the entire home's monthly mortgage payment, and this income can also be used to qualify for a mortgage to purchase the home. This PRIDE-IN-OWNERSHIP HOME was built completely new from the ground up in 1990 (replacing the existing home that was there before), with contemporary features of modern framing, plumbing, electrical and insulation. This well maintained Residence provides the structural piece of mind alongside an incredible financial advantage; perfect for smart Buyer's, who want to own their home and receive Additional Monthly Rental Income from the separate apartment, or use the spacious apartment for extended family. PROPERTY CONFIGURATION: OWNER'S RESIDENCE-from the crescent shaped driveway, and your covered front brick porch-enter into the Bright, Open Floor Plan of the Living-Dining-Kitchen area, with Oak Hardwood Floors, soaring Cathedral Ceilings, Arch top windows, Eat in Kitchen, with 3+ Bedrooms, 2 full Bathrooms, 4 zone heating system, 200 AMP electrical service system, Ductless whole house Air Conditioning, ceiling fans, recessed lighting, a 14' x 18' Master Bathroom with a Marble topped jetted spa tub and a separate shower, an 18' x 21' Family Room/Great Room with Fireplace and over sized windows, that look out into the treed rear yard, with decks, and also a soaking tub, in the fully fenced and landscaped for privacy property, to enjoy relax, entertain and to live comfortably. Basement, Attic, and sheds provide additional storage. ACCESSORY APARTMENT: A fully Legal (with Permit), 1 Bedroom+1 Bathroom unit, that operates completely independently from the main house, with a steady, reliable tenant of 4+ years already in place. The current monthly Apartment rental income effectively carries between three and fifty to four hundred thousand of your monthly mortgage balance, offsetting more than half of the principal purchase price of the home (at current rates, buyer to verify amount). Located on a quiet, tree lined street, and also close to Boat marinas, Beaches, and Parks. 10 Phyliss Road is definitely a TRUE VALUE HOME, don't miss the rare chance to build RE equity faster, with low taxes, and no flood insurance required and to live more affordable in this One of a Kind Home! Schedule your private tour today!

Description supplied by the listing broker.

Features

• Eat-in Kitchen
• Formal Dining

This listing

1. October 19, 2026 Listed at $679,000

Location

10 Phyllis Drive, Mastic Beach, NY 11951